Eligible Bank of Communications credit card transaction can enjoy 5% credit rebate and other spending privileges! Promotion Period: 1 November 2026 – 31 December 2026 (while stocks last) 

During the promotion period, cardholders who spend with an eligible Bank of Communications credit card* can enjoy 5% spending rebate upon spending a designated amount in a single eligible transaction in designated merchants. The maximum amount of rebate is RMB300 per month.

A single transaction of RMB300 or more can enjoy extra 3% spending rebate, up to a maximum amount of RMB320 per month. In addition, for eligible cumulative monthly spending exceeding RMB50,000, the portion exceeding RMB50,000 can enjoy 10% spending rebate, up to a maximum of RMB1,500 extra rebate per quarter.

* The above offers are only applicable to Cardholders of Bank of Communications credit cards issued by Bank of Communications Co., Ltd. in Chinese Mainland who have successfully registered for the "5% Card Rebate on Designated Overseas Merchant Spending", "3% Card Rebate on Overseas Retail Spending", and "10% Card Rebate on Overseas Large Purchases" through Bank of Communications Credit Card MaiDanBa APP, and who make eligible transaction of the following specified amounts or above at Designated Merchants with the Eligible Credit Card can enjoy below rewards:

The above three offers can be used in conjunction. Rewards are available on a first-come, first-served basis. If the Promotion eligibility criteria are met, the awarded rebate will be credited by the end of the month following the month in which the criteria were satisfied.

1. Please refer to Bank of Communications Credit Card MaiDanBa APP for the offers details and terms and conditions for Chinese Mainland cardholders.

2. In the “Merchant Rebate”, the condition of single purchase of RMB3,000 or more (inclusive) is applicable to the designated merchants of Lee Garden One to Six, and the condition of single purchase of RMB300 or more (inclusive) is applicable to the designated merchants of Hysan Place, Lee Theatre Plaza, Leighton Centre, One Hysan Avenue (I.T HYSAN ONE), 25 Lan Fong Road and 12 Pak Sha Road at Lee Garden Area, Causeway Bay.

Foreign/RMB exchange involves exchange rate risk. To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions Apply
^Bank of Communications Credit Card Spending Privileges – Participating Merchants